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View Full Version : Does your health insurance plan cover elective abortions?


~Jamie~
10-01-2009, 03:21 PM
I'm curious as to what percentage of insurance plans cover elective abortions. Please note if your insurance is a public health care plan, private/employer plan, private/privately purchased plan.

TeamNick
10-01-2009, 03:36 PM
I pulled out my insurance book and honestly I have no idea.

The plan is through my employer.

This best I can tell is that is covers all medically necessary services. However in bold print it states "We decided what is medically necessary and our decision is final and conclusive". Good things the republicans are there to help me out and keep the government out of my medical choices. [sarcasm/]

Based on this I am going to say they would not cover it citing the reason as non-medically necessary.

Snail
10-01-2009, 03:38 PM
We have universal health care and they are free here. There are also private clinics where you can pay.

Vee030473
10-01-2009, 03:52 PM
Medically necessary abortions yes. Elective abortions,no
We have US Family Health Plan, a military TriCare prime option.

Sugah
10-01-2009, 04:01 PM
I have no idea. It's not something I would think to check on being 60...lol!!

Jonesey
10-01-2009, 04:03 PM
Universal and covered here.

fanabulous
10-01-2009, 04:11 PM
Our insurance does not cover elective abortion. It doesn't cover birth control, either. It's a private plan through the employer.

Mom1979
10-01-2009, 04:13 PM
I have united health care, currently, and I have no idea and he has the books :)
I think he'd really think something If I called & asked at this point, :lol

busyhsmomof2
10-01-2009, 05:13 PM
No idea if our insurance covers abortions or birth control, because I have never wanted either one. We get it through DH's employer.

LI Mama
10-01-2009, 05:16 PM
I have no idea, but if forced to guess, I'd guess not.

novangel
10-01-2009, 05:26 PM
I was under the impression that insurance companys generally don't cover any elective procedures.

ncshoediva
10-01-2009, 05:34 PM
yes it is covered

angel92
10-01-2009, 05:37 PM
I have state subsidized health insurance. They do not pay for abortions, medically necessary or elective.

*Angie*
10-01-2009, 05:37 PM
Our provincial (New Brunswick) medicare will cover medically necessary abortions performed in a hospital. Elective abortions done in a private clinic are not covered. I've never heard of a private insurance (ie Blue Cross, which many people have to help with prescriptions, dental, etc) here that covers elective procedures, which I'm sure abortions would be considered. An abortion at a private clinic costs between $600-$700.

I would not be happy if my tax dollars were being used to pay for elective abortions.

mightyquinn
10-01-2009, 07:00 PM
Yes, our PPO option (we can opt PPO or HSA) covers a lifetime max of two elective terminations.

Our insurance also covers BCPs, and infertility treatments with a lifetime maximum of $100K and/or 2 full IVF cycles.

Our insurance does not, however, cover a freaking Mirena. Go figure.


Anyway, I think many of you would be shocked at how many private insurers cover elective termination.

Well beyond the simply "her body, her choice" argument of privacy, frankly it is much less expensive to pay for the one-time procedure than to cover even the prenatal care and delivery, let alone even the first year of a baby's life...not to mention the following 17 years should the mother/insured party remain a client of the insurance co.

So, for many, it is business, baby...simply business. Assuming it doesn't offend the sensibility of the employer making the group policy negotiation, that is.

~Jamie~
10-01-2009, 07:12 PM
My insurance covers elective abortions and birth control. My insurance is through my employer. FYI - some states mandate coverage of birth control.

mommyoffour
10-01-2009, 10:07 PM
Yes. It also covers birth control & "family planning".

Bahet
10-02-2009, 02:57 AM
Pulled out the book. It will cover up to 2 elective abortions. I was surprised. Our last insurance would not cover elective abortion, Mirena, or an elective procedure (I forget the name, coffee hasn't kicked in) to eliminate periods but they covered Viagra. You know your insurance company is run by men when they cover Viagra so you can have sex but next to nothing so the woman doesn't end up having to have a baby. :rolleyes I laughed about it with DH when I read over the plan. I told him "What good is it for you to go on Viagra if I can't get birth control or an abortion. I wouldn't let you near me. :lol "

Disclaimer: DH doesn't use or need Viagra and he had a vasectomy 8 years ago so we don't need birth control either.

Snail
10-02-2009, 05:44 AM
Pulled out the book. It will cover up to 2 elective abortions. I was surprised. Our last insurance would not cover elective abortion, Mirena, or an elective procedure (I forget the name, coffee hasn't kicked in) to eliminate periods but they covered Viagra. You know your insurance company is run by men when they cover Viagra so you can have sex but next to nothing so the woman doesn't end up having to have a baby. :rolleyes I laughed about it with DH when I read over the plan. I told him "What good is it for you to go on Viagra if I can't get birth control or an abortion. I wouldn't let you near me. :lol "

Disclaimer: DH doesn't use or need Viagra and he had a vasectomy 8 years ago so we don't need birth control either.

:twitch

Val
10-02-2009, 10:36 AM
No. Tricare only covers abortions when the life (not the health) of the mother is at risk. They do not cover abortions for fetal abnormality, psychological reasons or selective reduction.

applesandbananas
10-02-2009, 11:06 AM
Our insurance does not cover elective abortion. It doesn't cover birth control, either. It's a private plan through the employer.

Our plan is also private through an employer. It DOES cover elective abortions, but doesn't cover birth control or sterilization. Go figure...